Contact Us: (888) 422-5560 ​ 
Dickerson & Company Agency LLC
  • Home
  • Quotes
    • Personal Quotes >
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Earthquake Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Motorcycle Quote
        • Roadside Assistance Quote
        • RV Insurance Quote
        • Trucking Insurance Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
        • Disability Insurance Quote
        • Final Expense Insurance Quote
      • Health Quotes >
        • Individual Health Insurance Quote
        • Group Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
      • Other Quotes >
        • Boat Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Travel Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Health Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Personal Lines >
      • Property >
        • Flood Insurance
        • Home Insurance
        • Earthquake Insurance
        • Landlords Insurance
        • Renters Insurance
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
        • Trucking Insurance
      • Life/Financial >
        • Life Insurance
        • Disability Insurance
        • Final Expense Insurance
        • Financial Planning
      • Health >
        • Individual Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
        • Vision Insurance
      • Other >
        • Boat Insurance
        • Event Insurance
        • Travel Insurance
        • Umbrella Insurance
        • Wedding Insurance
    • Commercial Lines >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Health Benefits
      • Insurance Bonds
      • Workers Compensation
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • News
  • Videos
    • Personal Lines >
      • Homeowners >
        • Homeowners Insurance Made Easy
        • How to Save Money on Your Homeowners Insurance
        • Whats Not Included in a Standard Homeowner's Policy
        • Condos Insurance Made Easy
        • Renters Insurance Made Easy
        • The Importance of a Home Inventory Checklist
        • Protect Your Rental Property & Income with Landlord Insurance
        • Market Value vs. Replacement Cost
        • Earthquake Insurance FAQs
        • Flood Insurance Made Easy
      • Auto >
        • Auto Insurance Made Easy (Your FAQs answered)
        • How to Save Money On Your Auto Insurance
        • Teen Driver FAQs
        • Save Big on Maintenance with an Extended Warranty
        • What To Do In An Accident
        • Commercial Lines >
          • Commercial Auto >
            • Hired and Non-Owned Commercial Vehicle Insurance
          • Flood >
            • How Commercial Flood Insurance Can Protect Your Business
          • Earthquake >
            • Commercial Earthquake Insurance (PNW)
            • Commercial Earthquake Insurance (CA and Other States)
          • Business Owners >
            • Business Owner Policy
            • Protect Your Business Income with Business Interruption Insurance
            • How Commercial Umbrella Insurance Can Protect Your Business
          • Other >
            • Directors & Officers Insurance
            • How Professional Liability Insurance Can Protect You From Costly Lawsuits
            • Cyber Attacks are Skyrocketing, Is Your Business Protected?
            • Employment Related Lawsuits are on the RISE ... Protect Your Business with EPLI
      • Life >
        • How Much Life Insurance Do You Need?
        • Term vs Permanent Insurance
        • Why LIFE: Working Father
        • Why LIFE: Stay-At-Home Mom
        • Why LIFE: Young Family
        • Why LIFE: Mortgage Protection
        • Why LIFE: Long
        • Why LIFE: Short
      • Umbrella >
        • How Umbrella Insurance Can Protect You & Your Family
      • Other >
        • The Value of Working with an Independent Insurance Agent
        • Your Annual Insurance Review
        • Protecting Yourself Against Identity Theft
        • Selecting the Appropriate Liability Coverage
        • How to Protect Your Most Treasured Possessions
        • Do You Have Enough Umbrella Insurance?
        • Bundling Your Insurance Can Save You Big!
  • Contact
  • Home
  • Quotes
    • Personal Quotes >
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Earthquake Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Motorcycle Quote
        • Roadside Assistance Quote
        • RV Insurance Quote
        • Trucking Insurance Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
        • Disability Insurance Quote
        • Final Expense Insurance Quote
      • Health Quotes >
        • Individual Health Insurance Quote
        • Group Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
      • Other Quotes >
        • Boat Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Travel Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Health Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Personal Lines >
      • Property >
        • Flood Insurance
        • Home Insurance
        • Earthquake Insurance
        • Landlords Insurance
        • Renters Insurance
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
        • Trucking Insurance
      • Life/Financial >
        • Life Insurance
        • Disability Insurance
        • Final Expense Insurance
        • Financial Planning
      • Health >
        • Individual Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
        • Vision Insurance
      • Other >
        • Boat Insurance
        • Event Insurance
        • Travel Insurance
        • Umbrella Insurance
        • Wedding Insurance
    • Commercial Lines >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Health Benefits
      • Insurance Bonds
      • Workers Compensation
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • News
  • Videos
    • Personal Lines >
      • Homeowners >
        • Homeowners Insurance Made Easy
        • How to Save Money on Your Homeowners Insurance
        • Whats Not Included in a Standard Homeowner's Policy
        • Condos Insurance Made Easy
        • Renters Insurance Made Easy
        • The Importance of a Home Inventory Checklist
        • Protect Your Rental Property & Income with Landlord Insurance
        • Market Value vs. Replacement Cost
        • Earthquake Insurance FAQs
        • Flood Insurance Made Easy
      • Auto >
        • Auto Insurance Made Easy (Your FAQs answered)
        • How to Save Money On Your Auto Insurance
        • Teen Driver FAQs
        • Save Big on Maintenance with an Extended Warranty
        • What To Do In An Accident
        • Commercial Lines >
          • Commercial Auto >
            • Hired and Non-Owned Commercial Vehicle Insurance
          • Flood >
            • How Commercial Flood Insurance Can Protect Your Business
          • Earthquake >
            • Commercial Earthquake Insurance (PNW)
            • Commercial Earthquake Insurance (CA and Other States)
          • Business Owners >
            • Business Owner Policy
            • Protect Your Business Income with Business Interruption Insurance
            • How Commercial Umbrella Insurance Can Protect Your Business
          • Other >
            • Directors & Officers Insurance
            • How Professional Liability Insurance Can Protect You From Costly Lawsuits
            • Cyber Attacks are Skyrocketing, Is Your Business Protected?
            • Employment Related Lawsuits are on the RISE ... Protect Your Business with EPLI
      • Life >
        • How Much Life Insurance Do You Need?
        • Term vs Permanent Insurance
        • Why LIFE: Working Father
        • Why LIFE: Stay-At-Home Mom
        • Why LIFE: Young Family
        • Why LIFE: Mortgage Protection
        • Why LIFE: Long
        • Why LIFE: Short
      • Umbrella >
        • How Umbrella Insurance Can Protect You & Your Family
      • Other >
        • The Value of Working with an Independent Insurance Agent
        • Your Annual Insurance Review
        • Protecting Yourself Against Identity Theft
        • Selecting the Appropriate Liability Coverage
        • How to Protect Your Most Treasured Possessions
        • Do You Have Enough Umbrella Insurance?
        • Bundling Your Insurance Can Save You Big!
  • Contact


Long Term Care Insurance

Long term care insurance covers expenses and services not covered by health insurance, Medicare, or Medicaid. Speak with one of our specialists about your options today.

get a quote
Contact Us

What is Long Term Care Insurance?

Long-term care insurance (LTC or LTCI), an insurance product that helps provide for the cost of long term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.

Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking.

The Benefits of Long Term Care Insurance

Long-term care insurance generally covers home care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer's facilities. If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed. It will pay for a visiting or live-in caregiver, companion, housekeeper, therapist or private duty nurse up to seven days a week, 24 hours a day (up to the policy benefit maximum).

Other benefits of long-term care insurance:
  • Many individuals may feel uncomfortable relying on their children or family members for support, and find that long-term care insurance could help cover out-of-pocket expenses. Without long-term care insurance, the cost of providing these services may quickly deplete the savings of the individual and/or their family.
  • Premiums paid on a long-term care insurance product may be eligible for an income tax deduction. The amount of the deduction depends on the age of the covered person. Benefits paid from a long-term care contract are generally excluded from income.
  • Business deductions of premiums are determined by the type of business. Generally corporations paying premiums for an employee are 100% deductible if not included in employee's taxable income
Medicaid provides some of the benefits of long-term care insurance. A welfare program, Medicaid does provide medically necessary services for people with limited resources who need nursing home care but can stay at home with special community care services. However, Medicaid generally does not cover long-term care provided in a home setting or for assisted living. People who need long-term care often prefer care in the home or in a private room in an assisted living facility.

Contact us to learn more about the right long term care insurance for you.
(888) 422-5560
101 East Park Blvd
Suite 600
Plano, Texas 75074
Click Here to Email Us

Long Term Care Quote
Get a quote for long-term care insurance

Licensed in Texas, Alabama, Arkansas, Georgia, Kentucky, Louisiana, Mississippi,
Tennessee, Georgia, Florida, South Carolina, North Carolina, Kansas, Oklahoma, New Mexico,
​Arizona, ​Missouri and Pennsylvania


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Dickerson & Company Agency LLC​
101 East Park Blvd
Suite 600
Plano, Texas 75074
(888) 422-5560
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash