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  • Home
  • Quotes
    • Personal Quotes >
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Earthquake Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Motorcycle Quote
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        • RV Insurance Quote
        • Trucking Insurance Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
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        • Final Expense Insurance Quote
      • Health Quotes >
        • Individual Health Insurance Quote
        • Group Health Insurance Quote
        • Critical Illness Insurance Quote
        • Dental Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
        • Vision Insurance Quote
      • Other Quotes >
        • Boat Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Travel Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Health Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Personal Lines >
      • Property >
        • Flood Insurance
        • Home Insurance
        • Earthquake Insurance
        • Landlords Insurance
        • Renters Insurance
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
        • Trucking Insurance
      • Life/Financial >
        • Life Insurance
        • Disability Insurance
        • Final Expense Insurance
        • Financial Planning
      • Health >
        • Individual Health Insurance
        • Critical Illness Insurance
        • Dental Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
        • Vision Insurance
      • Other >
        • Boat Insurance
        • Event Insurance
        • Travel Insurance
        • Umbrella Insurance
        • Wedding Insurance
    • Commercial Lines >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Health Benefits
      • Insurance Bonds
      • Workers Compensation
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • News
  • Videos
    • Personal Lines >
      • Homeowners >
        • Homeowners Insurance Made Easy
        • How to Save Money on Your Homeowners Insurance
        • Whats Not Included in a Standard Homeowner's Policy
        • Condos Insurance Made Easy
        • Renters Insurance Made Easy
        • The Importance of a Home Inventory Checklist
        • Protect Your Rental Property & Income with Landlord Insurance
        • Market Value vs. Replacement Cost
        • Earthquake Insurance FAQs
        • Flood Insurance Made Easy
      • Auto >
        • Auto Insurance Made Easy (Your FAQs answered)
        • How to Save Money On Your Auto Insurance
        • Teen Driver FAQs
        • Save Big on Maintenance with an Extended Warranty
        • What To Do In An Accident
        • Commercial Lines >
          • Commercial Auto >
            • Hired and Non-Owned Commercial Vehicle Insurance
          • Flood >
            • How Commercial Flood Insurance Can Protect Your Business
          • Earthquake >
            • Commercial Earthquake Insurance (PNW)
            • Commercial Earthquake Insurance (CA and Other States)
          • Business Owners >
            • Business Owner Policy
            • Protect Your Business Income with Business Interruption Insurance
            • How Commercial Umbrella Insurance Can Protect Your Business
          • Other >
            • Directors & Officers Insurance
            • How Professional Liability Insurance Can Protect You From Costly Lawsuits
            • Cyber Attacks are Skyrocketing, Is Your Business Protected?
            • Employment Related Lawsuits are on the RISE ... Protect Your Business with EPLI
      • Life >
        • How Much Life Insurance Do You Need?
        • Term vs Permanent Insurance
        • Why LIFE: Working Father
        • Why LIFE: Stay-At-Home Mom
        • Why LIFE: Young Family
        • Why LIFE: Mortgage Protection
        • Why LIFE: Long
        • Why LIFE: Short
      • Umbrella >
        • How Umbrella Insurance Can Protect You & Your Family
      • Other >
        • The Value of Working with an Independent Insurance Agent
        • Your Annual Insurance Review
        • Protecting Yourself Against Identity Theft
        • Selecting the Appropriate Liability Coverage
        • How to Protect Your Most Treasured Possessions
        • Do You Have Enough Umbrella Insurance?
        • Bundling Your Insurance Can Save You Big!
  • Contact


Business Insurance

Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.

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What is Business Insurance?

Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. 

Business Insurance is a broad name for different coverages available to the business owner to protect against losses and to insure the continuing operation of the business. 

Major Types of Business Insurance

General Liability Insurance 
  • A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and advertising and personal injury liability.
Commercial Auto Insurance
  • Covers cars, trucks, motorcycles, and other road vehicles owned by or operated within a business. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. Commercial auto insurance may also offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from events other than traffic collisions.
Commercial Property Insurance
  • Covers risk of loss to an organization’s buildings or personal property. Usually includes buildings, personal property of the insured business or business owner, personal property of others on site and in the insured’s possession. Coverage can be provided on an all risk or specific perils basis.
Commercial Umbrella Insurance
  • Commercial Umbrella insurance is liability coverage that is in excess of specified other commercial insurance policies and also potentially primary insurance for losses not covered by the other policies. When an insured business is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy (up to the coverage limit of the umbrella policy).
Professional Liability Insurance
  • Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance that helps protect professional advice and service-providing companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. Professional liability coverage sometimes also provides for the defense costs, including when legal action turns out to be groundless. 
Business Owner's Package
  • A Business Owner's Package (often called a BOP) is an insurance policy that combines protection from all major property and liability risks in one package. It typically combines all the basic coverages required by a business owner into one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages. Business Owners Policies usually target small and medium-sized businesses and typically contain business interruption insurance, which provides reimbursement for up to a year of lost revenue resulting from an insured property loss.
Workers Compensation
  • Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.
Group Health Insurance
  • Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees. 
Group Life Insurance
  • Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size, turnover, and financial strength of the group.
Group Disability Insurance
  • Group Disability Insurance is a type of group insurance that provides regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from illness or injury. Coverage is generally offered in two types: short-term disability (STD) or long-term disability (LTD).
Supplemental Insurance
  • Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover.

    Contact us to learn more about the right business insurance for you.
(888) 422-5560
101 East Park Blvd
Suite 600
Plano, Texas 75074
Click Here to Email Us

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Dickerson & Company Agency LLC​
101 East Park Blvd
Suite 600
Plano, Texas 75074
(888) 422-5560
Click Here to Email Us
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